WebOn maturity of the POMIS, the individual can choose to reinvest the amount into the scheme or withdraw the amount. The Post office monthly income scheme is a lucrative option of investment for investors who want to avail regular or additional income from their investments. The post office monthly income scheme calculator can be used to compute … WebAug 2, 2008 · Raj Talreja. D G Posts letter No. 97-7/89-SB dt 20.11.1990 states that the CBDT have clarified that the bonus payable under POMIS shall be treated as interest and will be …
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WebMar 5, 2024 · Taxation: The interest earned on POMIS is taxable, and tax is deducted at source if the interest earned is more than Rs. 10,000 in a financial year. Nomination: The … WebThe post office monthly income scheme (POMIS) monthly interest = Amount Invested * Annual Interest Rate/12. Let’s say Mr. X invested ₹4.5 lakh in the POMIS scheme in February 2024. Currently, the rate of interest on the Post Office Monthly Income Scheme is 7.1%. Now, using the formula, we can easily calculate the monthly interest he will ... greenhill business centre
IRAS Taxable & Non-Taxable Income
WebBenefits & Features of Post Office Monthly Income Scheme Account. Minimum investment amount is Rs.1500/- or in multiple thereafter. A single account can hold maximum amount up to Rs. 4.50 lakhs and in case of a joint account Rs.9 lakhs is permissible. Interest rate of 8.5% per annum payable monthly w.e.f. 01.04.2012. WebFeatures of POMIS. Lock-in period: When you open a Monthly Income Scheme account with a post office, you cannot withdraw the amount deposited in such account prior to 5 years. Maximum limit: You can make a maximum investment of Rs. 9 Lakhs in the scheme. Even if you hold the scheme in multiple post offices, the aggregate of all your deposits ... WebApr 19, 2024 · In other words, investment in POMIS doesn't offer any tax benefits. Further, interest earned on the amount invested is taxable. Q - Which is the best monthly income … greenhill brothers